Typically the difference will be that tire and rim insurance covers you for damage caused by road debris running over potholes or curbs and similar accidental damage.
Bmw wheel and tire insurance worth it.
I did a lot of highway driving parking in narrow parking lots around the gta etc etc.
I paid 800 for tire wheel insurance.
The options range from 12 84 months to maximum limits on the t w 5k on the keys and always a zero.
I know the op bought their bmw however when i leased my bmw the tire and wheel insurance was 100 worth it for me.
I had to replace three rfts.
At the end of my lease 2 run flat tires and two bmw oem wheels needed to be repaired.
Tire wheel repair or replace key and or key fob replacement and paintless dent repair.
The bmw tire rim road hazard warranty is 699 99 for 5 years worth of coverage.
It ll normally only cover the original wheels fitted to your car and it s worth checking your policy documents to see how many times per year you can claim because if you ve kerbed more than one wheel then each will usually be.
Alloy wheel insurance often has a maximum payout you ll find this is usually about 150 per wheel.
347 308 6161 mon fri 9 00 am 5 00 pm est.
To work out whether tire and rim insurance is worth it look at your car insurance policy and see what it doesn t cover that tire and rim insurance can.